IRS Form 1099, 1099-NEC, and Form 1099-MISC: Advanced Issues and Updates

All You Need to Know About the Fair Debt Collection Practices Act but Didn’t Know to Ask (OnDemand Webinar)

$149.00

SKU: 411127EAU

Description

Understand the penalties and remedies prescribed by the FDCPA for violations, enabling you to navigate potential legal consequences effectively.The Fair Debt Collection Practices Act (FDCPA), approved on September 20, 1977, is a consumer protection amendment, establishing legal protection from abusive debt collection practices to the Consumer Credit Protection Act, as Title VIII of that Act. The Act creates guidelines under which debt collectors may conduct business, defines the rights of consumers involved with debt collectors, and prescribes penalties and remedies for violations of the Act. It’s a federal law that limits the behavior and actions of thirdparty debt collectors who are attempting to collect debts on behalf of another person or entity. It’s important to understand the key elements of the Act as well as updates that have been made recently. During this webinar, Justin will discuss an overview of the FDCPA, its history, provisions, recent updates, and how it came about. Also, how FDCPA relates to all levels of staff.

Date: 2024-01-10 Start Time: End Time:

Learning Objectives

What Is the Fair Debt Collection Practices Act (FDCPA)?
• Background
• Purpose
• Scope

Provisions
• Recent Updates
• Different Types
• First Contact
• Disputing the Debt
• Harassment, Abuse and Misrepresentations

Consumer Actions

Filing a Complaint

Prohibited Conduct

Examination

Q and A

CLE (Please check the Detailed Credit Information page for states that have already been approved) ,Additional credit may be available upon request. Contact Lorman at 866-352-9540 for further information.

Justin Muscolino-JTM Compliance Training

IRS Form 1099, 1099-NEC, and Form 1099-MISC: Advanced Issues and Updates

All You Need to Know About the Fair Debt Collection Practices Act but Didn’t Know to Ask (OnDemand Webinar)

$219.00

SKU: 407822EAU

Description

Make sure your team stays compliant in collection efforts with insights on litigation and collection rules.This material will help you gain a full understanding of the reach of the Fair Debt Collection Practices Act, a Federal consumer protection law that regulates the collection of consumer debts by third persons, including debt collection attorneys. This material will explain the history of the FDCPA and will explore in detail the regulatory requirements imposed by the Act. The material will delve into case decisions interpreting the FDCPA’s conduct relating provisions prohibiting false, deceptive and misleading representations, harassment or abuse of debtors and unfair or unconscionable debt collection practices. The topic will also discuss the right of the consumers to bring an action in Federal Court under the FDCPA and what remedies are available under the Act.

Date: 2020-12-10 Start Time: End Time:

Learning Objectives

History of FDCPA
• Enacted in 1977
• Covers Third-Party Collectors Whose Principal Purpose of Business Is Collection of Debts or Who Regularly Collect Debts
• Attorney Exemption Repealed in 1986
• Dodd-Frank Act Authorizes CFPB to Adopt Interpretive Rules

Three Prongs of Enforcement
• Mandatory Disclosures • Initial Communication and Follow-up Communication
• Limits on Communications With Consumers and Third Parties
• The Substantive Heart • Outlaws Harassment and Abuse; False, Deceptive or Misleading Statements; and Unfair Collection Practices

FDCPA Litigation and Compliance
• Survey of Recent Case Law on Article III Standing
• The Bona Fide Error Defense
• Class Action Litigation

FDCPA Debt Collection Rule Making
• CFPB First Began Studying Issue in 2013
• Moving the FDCPA Into the 21st Century • Email and Text Communications
• What’s Missing • CFPB’s Lack of Authority Over Telephone Communications

CLE (Please check the Detailed Credit Information page for states that have already been approved) ,Additional credit may be available upon request. Contact Lorman at 866-352-9540 for further information.

Ronald S. Canter, Esq.-The Law Offices of Ronald S. Canter, LLC