A Comprehensive Guide to Reg Z: Closed-End Credit Compliance

$149.00

SKU: 409999

Description

Gain a practical understanding of Regulation Z and how to avoid common pitfalls.
Regulation Z ClosedEnd Credit for Compliance reviews the closedend portion of Regulation Z, including history, purpose, coverage, and disclosures. The Truth in Lending Acts implementing rule, Regulation Z, protects consumers by requiring lenders to make an informed credit decision by providing detailed disclosures during the life of the loan. This regulation is important to know for Compliance Officers and helps prevent any type of regulatory issues that occur with regulation Z. During this webinar, will go through the background, scope, compliance issues surrounding Regulation Z and disclosure requirements. In addition, we will cover the regulatory issues and how to prepare for examinations.

Date: 2024-02-28 Start Time: 1:00 PM ET End Time: 2:05 PM ET

Learning Objectives

* You will be able to describe the characteristics of highcost mortgages, higherpriced mortgages, and qualified mortgages.

* You will be able to discuss the compliance issues and risks with Regulation Z.

* You will be able to explain the coverage under Reg Z.

* You will be able to identify credit transactions covered under Regulation Z.

What Is Regulation Z
• Background of Regulation Z and Specifically, Closed-End Credit
• Purpose
• Scope
• Exemptions

Disclosure Requirements and Consumer Rights
• Why They Are Used
• Different Types

Annual Percentage Rate (APR)

Advertising Rules

Regulatory
• Background
• Scope
• Examinations

CPE ,Additional credit may be available upon request. Contact Lorman at 866-352-9540 for further information.

Justin Muscolino-JTM Compliance Training