Description
Gain an understanding of the ESign Act and consumer finance electronic disclosure requirements.Ecommerce has occured online and electronically for years. Laws and regulations on ecommerce are not new, however, the COVID19 pandemic not only demonstrated the importance and necessity of electronic contracting, but also revealed ‘cracks in the system.’ This program will provide an update and overview of the ESign Act, an overview on certain consumer finance electronic disclosure requirements, recent updates and requirements regarding electronic contracting, and practice points and best practices in electronic contracting.
Date: 2021-10-13 Start Time: End Time:
Learning Objectives
Overview of the E-Sign Act
• Need and Purpose of the E-Sign Act
• State Law Equivalents
Provisions and Requirements of E-Sign Act
• Key Definitions Under the E-Sign Act
• Requirements for Offering Electronic Signatures
Providing Electronic Consumer Credit Related Disclosures
• Regulation B, Implementing the Equal Credit Opportunity Act
• Regulation Z, Implementing the Truth in Lending Act
• Regulation E, Implementing the Electronic Fund Transfer Act
• Regulation M, Implementing the Consumer Leasing Act
• Truth in Savings Act
Recent Updates
• State Law Updates
• Remote Online Notarization
Practice Points and Best Practices; and Cord Keeping and Providing Proof and Evidence of Compliance and Contracting
• E-Signature Evidence
• Audit Trial
• Staying out of Court, or Winning in Court
CLE (Please check the Detailed Credit Information page for states that have already been approved) ,Additional credit may be available upon request. Contact Lorman at 866-352-9540 for further information.
James Milano-Weiner Brodsky Kider PC
