The Basics of a 401(k) Retirement Plan for Retiring Employees

$79.00

SKU: 409620

Description

Understand the different options for taking distributions from a 401(k) plan and the financial consequences.
Individuals entitled to distributions from 401(k) plans confront numerous options for taking plan distributions, rolling them over to an IRA or another plan, and designating a beneficiary. This presentation will explain the different options for taking distributions from a 401(k) plan, the tax and financial consequences of the different options, the rules for when participants must commence distributions, and the pros and cons of different beneficiary designations.

Date: 2023-08-28 Start Time: 1:00 PM ET End Time: 2:00 PM ET

Learning Objectives

* You will be able to describe the various options available to a participant entitled to a distribution from a 401(k) plan.

* You will be able to discuss the tax consequences of the different plan distribution options.

* You will be able to explain the rules for determining required minimum distributions.

* You will be able to recognize the pros and cons of different beneficiary designations.

What’s in My 401(k) Plan?
• Salary Deferral Contributions
• Matching Contributions
• Roth Contributions

What Are My Options When I Become Entitled to a Distribution?
• Leave My Money in the Plan
• Take a Distribution Without Rolling It Over
• Rollover to Another Plan or IRA

What Are the Tax and Financial Costs of Each Distribution Option?
• Plan Fees
• Income Taxes
• Penalty Taxes

When Do I Have to Start Taking Distributions?
• Lifetime Required Minimum Distributions
• Post-Death Required Minimum Distributions

Whom Should I Name as My Beneficiary?
• Spouse
• Children
• Trust

CLE (Please check the Detailed Credit Information page for states that have already been approved) ,CPE ,Additional credit may be available upon request. Contact Lorman at 866-352-9540 for further information.

Robert J. Lowe-Mitchell Silberberg & Knupp LLP